Free Credit ReportIdentity Theft has become the fastest growing finincial crime in America. An Identity Theft Protection Plan is invaluable if this should happen to you. I highly recommend that you sign up especially if you conduct business over the internet, have more than two credit cards, travel extensively, or have already been a victim of identity theft. Most of the FREE CREDIT REPORT companies only offer to monitor your credit and advise you of unusual activity. They will not help you if you become a victim of identity theft. If you already have one of these plans then cancel immediately. Not concerned about Identity Theft? You may change your mind after reading our article ----------------------------------------------- AM I ELIGIBLE FOR A FREE CREDIT REPORT? Under certain circumstances you are entitled to order your credit report for the princely sum of FREE. Under the FCRA, the following are entitled to a free consumer file disclosure (fancy words for credit report): * Persons that are unemployed and intend to apply for employment within 60 days. * Persons receiving public welfare assistance. * Persons who believe their consumer file contains inaccurate information due to fraud or identity theft. * Persons that have been the subject of adverse action, such as denial of credit or insurance, within the past 60 days. Additionally, The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with another free copy of your credit report, at your request, once every 12 months. ------------------------------------------ To order your Free Credit Report online go to You may order your reports from each of the three nationwide consumer reporting companies at the same time, or you can order your report from each of the companies one at a time. If you are a vcitim of Identity Theft and need assistance simply complete the form below and an associate will contact you with information. |