Contents

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Article-Five Reasons Why I Don't Have A Will

Print Stamps at Home

Article-Your Calling in Life

Just in Time for Christmas

-Custom Letter from Santa

-Save on Telephone Calls (Free Friends and Family)

-Wayne's Favorite Recipies

Thought for the Season

Best Free Offers

Prayer and Card Request

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By: Wayne Patterson

One: I hate my children and want them to never speak to each other again after the battle over my estate.

Two: I hate my spouse and want him or her to suffer the agony of attempting to probate my estate without a will.

Three: I think foster care is great and I want my minor children placed there while a court decides which greedy relative will get custody.

Four: My family doesn't need the money so I want the government to take as much of my estate for taxes as possible.

Five: I have reliable information that I am never going to die.

Of course the above is written tongue in cheek. However the tragedy of the Twin Towers, the battle over freezing Ted Williams body, and now the sniper shootings in the D.C. area are bringing to more Americans a deeper realization of their own mortality and that of their loved ones. The American Bar Association estimates that 70% of Americans do not have a will. The median age of those killed in the terrorist attack on the World Trade Center was 39 and over two thirds of those killed were men. This is the age group least likely to have a will and the court battles will last for many years after the physical scars are erased.

A case in point is the story of a young lady from Atlanta, Georgia. Her parents divorced when she was a baby and her mother died several years later. Her aunt took in the child and worked two jobs so the niece could graduate from college. The young lady was ambitious and bright. After college she excelled in her job and which allowed her to buy a house and a new car. Eventually the aunt became disabled and was taken in and cared for by her niece. One foggy morning a crash on an Atlanta freeway ended the young lady's life. Without a will her entire estate; home, car and bank account; was awarded by the court to two half-sisters that she had met only briefly at her father's funeral. The aunt was forced to enter a nursing home. Unfortunately what is fair is not always what is legal. My wife Carolyn is currently involved in a court battle over her mother's estate. A family member confiscated the will and has refused to provide any information in defiance of a court order. It has been over a year and the estate is still in limbo. Much of the emotional stress and most of the legal bills would have been avoided if an attorney had been in possession of a copy of her will.

Review the five reasons not to have a will and ask yourself which one applies to you. I will also be glad to add any new reasons to the list. One that is not acceptable is that it costs too much.

Nolo's Willmaker software is available online at a cost of approximately $40.00. Pre-Paid Legal Services http://www.prepaidlegal.com/go/aoates will prepare a will for you and your spouse without extra charge with a membership and offers reduced rates on trusts and other estate legal issues. An attorney that specializes in estates can be located through your state's Bar Association. Whatever route you chose, don't leave your final arrangements to the whim of a judge.

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Your Calling in Life

By Dave Cole

Understand, you are never "just" a plumber, or a salesperson, or "just" a farmer, or "just" a school teacher.

You are someone special. You are someone created by a higher power in the universe. You are someone loved and cherished by that higher power in your life. But, the only true fulfillment in life will be when you are doing what that higher power has called you to be. Your mission, is to find what that calling is on your life then follow it.

Some are called to be housewives, some coal miners, some train engineers, some bank presidents, some are called to be butchers, bakers, or Indian chiefs.

What is important to know is you will never find that true satisfaction doing "just" what you want to do. There's something inside of all of us that says I've gotta do what that calling is on my life. What are the gifts and talents and abilities that have been given you in life?

That will help you identify what your specific calling is.

If you hate mathematics and can't understand it, then being an accountant is most likely not your call. If what you are doing is drudgery or un-fullfilling, if you just seem to hate getting up in the morning and facing what you do everyday, then most likely you are not following your calling in life.

Look into yourself and ask, "What are you good at, what do you really enjoy doing, what are you fruitful at, what part of your life do you find the most satisfaction? What is your passion in life?

If you're not following the gifts that have been given you, then you're never going to achieve your fullest potential here on Earth.

If you're following your true passion, and utilizing the talents and gifts you have been given, then you just can't seem to wait till the alarm clock goes off in the morning, you just seem to hate to go to bed and call it a day.

You're alive. Life is wonderful, it's exciting. There seems to be a tireless energy flowing that keeps you on track and keeps you moving towards following those talents and gifts.

You look at life differently when you're following your calling. There is a love there that motivates you to do the best you can, to learn as much as possible about your chosen field of work.

You have a true passion for what you are doing with your life. And you can see how your life fits in to the "big picture" of things.....how what you are doing is helping mankind. Your life doesn't seem "wasted." Your life has a meaning and a purpose.

Despite difficulties and adversities, you are optimistic, looking to what the final goals are, always believing, always knowing that what you are doing is the"right thing." It comes from within. You just know it's right. You are uniquely you! You are not like any other person.

Don't compare yourself to others. They are unique also, they are not you and you are not them. You have unique talents, you have unique gifts.....for you to be anything other than what you are called in life is a step down

Find out what your calling is then do it with all your heart.

No one is less than anyone else, no one is ever a failure, no one is a mistake if you're walking in that calling on your life.

You are somebody special. There's no one else just like you.

Can you imagine how much nicer this world would be if all of us were following that high calling in our lives.

You can do your part.

You're probably not called to be an Albert Einstein or Thomas Edison or a Michael Jordan, or a Benny Hinn, or a Dr. Jane Bicks.

For most of us, the calling on our life is much simpler. But whatever that call is, whatever those talents and gifts are in your life......whatever your passion is.....follow that with all your heart and you will be fulfilling that grand and glorious plan that was written for you in the stars above. You can find that call. You can follow it. Your life can be rewarding and satisfying. Your life can be wonderful....an adventure.

When you find and follow your call, you look at life as a gift. ---------------------------------------------------

Dave Cole Prosperity: The Choice Is Yours Copyright © 2002 Dave's E-zine provides you with valuable info on how to market your online business and how to make money online. Get your FREE subscription today. http://choosetoprosper.com

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Wayne's Favorite Christmas Recipes-send a blank email to solidgoldrecipe@sendfree.com. This is an autoresponder that will read your email address and automatically send you the recipes. You will not receive any spam and your email address is private.

Reminder-The free book of eBay tips is still available at solidgoldebay@sendfree.com-send blank email

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It was always said of him, that he knew how to keep Christmas well, if any man alive possessed the knowledge. May that be truly said of us, and all of us! And so, as Tiny Tim observed, "God Bless Us, Every One! --Charles Dickens

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We would like to close this month's edition with a special request from Martha Jo Scott. Martha Jo's three year old granddaughter Chyanne suffers from Spinal Muscular Atrophy (SMA) and her doctors recently discovered an inoperable brain tumor.

Chyanne's family is hoping that everyone will find time to send a note or card to Chyanne as she loves receiving mail. She enjoys looking at cards, stickers and colorful stamps. Of course, your prayers and thoughts for Chyanne are much appreciated as well. Her family would like Chyanne to finish her life with the joy in which she entered it. Please send your cards and letters to: Miss Chyanne Scott 228 North Tennessee St. Jackson, TN 38301

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Thank you for taking the time for our newsletter. Merry Christmas and have a safe holiday.